As a first-time homeowner, it may not occur to you at first that you will need to budget for home repairs. It's a normal thing to be carried away by the excitement that comes with becoming a homeowner. Here are a few tips for creating a realistic budget for future renovations.
Create A Reserve And Save Smart
If you want your home maintenance efforts to bear fruits, a reserve is in order. Creating a reserve, in this case, means maintaining a separate savings account specifically for house renovations and noth... read more